The thought of getting started can feel really overwhelming, and if you make a mistake, or have a bad money month, it can be difficult to get motivated to start again.
If you’re feeling like you need to course correct or your debt-payoff plan is just not going the way you want it to, the first thing I would suggest is to pause your debt snowball for a month (or two).
Pay your minimum payments on all your debt and your bills and everything, but pause your extra debt payments, and see where you need to allocate that extra income.
The third thing I would suggest doing if you’re feeling really bummed out, or like your debt-payoff plan is just not going the way you planned is to reassess your goals.