20 Tips For A Festive & Frugal Christmas + DIY Coupons

Most people associate the holiday season with joy and happiness, but if you’re struggling with your finances you might feel something more like stress and worry!

If you’re looking for ways to celebrate the Christmas season without spending all of your cash, you can do it! Here are 20 ways to celebrate a frugal, but festive, Christmas this year!

TIPS FOR A FESTIVE & FRUGAL CHRISTMAS

When you start your holiday shopping plans early, it will be easier to find the best deals, and you won’t feel rushed into so many impulse buys as the big day approaches.

START PLANNING EARLY!

This is great because it’s like recycling, you’re helping other families declutter their homes, getting a discount, and adding funds to other families’ bank accounts!

GO THRIFT SHOPPING FOR GIFTS

Organize a gift exchange, draw names, or play the “white elephant” game instead.

ORGANIZE A GIFT EXCHANGE

When you use cash, there’s an emotion that happens when you actually feel the money leave your hand, as opposed to swiping a card. This can help you spend less, and stay on budget!

USE CASH, NOT CARDS

Try giving a family heirloom or heartfelt hand me down as a gift instead of busting the budget on more “stuff”.

GIVE A HEARTFELT HAND ME DOWN GIFT

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