It’s March, and it’s time to make sure you don’t get hit with those pesky March budget busters!
What’s a budget buster?
A budget buster is something that you often forget to include in your budget.
If your budget is tight, a budget buster can have you dipping in to your emergency fund, or even using a dreaded credit card, just to cover the expense!
I’ve experienced budget busters many times, when trying to figure out budgeting, and learning how to stick to the budget, no matter what!
Related: How to budget for beginners
The best way to learn to stick to your budget, is to plan ahead, and brainstorm as many possible budget busters at the beginning of the month.
This will allow you to properly include these “miscellaneous” budget items in your budget, making them part of your March expenses, instead of inconveniences or “emergencies” that throw you off course.
I’m here to help you stay on track with your March budget, by doing the brainstorming for you.
Make sure to fill out the form below to get access your March budget busters to add to your budget binder.
March Budget Busters to Include in Your Budget
Here are a few things you want to include in your March budget.
Remember, if you’re paying off debt, the goal is to keep these “miscellaneous” items as low as possible so you can put more cash on debt!
However, if you don’t plan ahead for holidays, birthdays, and special events, you might end up busting your budget or going further in to debt to cover them!
St. Patrick’s Day
Are your kid’s having St. Paddy’s day parties at school?
Going out with your friends for green beer?
If so, you need to include these items in your budget!
Spring Break Plans
Even if you’re not headed to the beach for an exciting Spring Break bash, you probably have something going on that needs planning (and cash!)
Do the kids need childcare while they are home from school, or will they be participating in camps or other activities that week?
Make sure you include your spring break plans in your March budget.
Even if you’re not a basketball fan, you might think it’s fun to jump in on the office bracket challenge.
If you like fill out brackets for March Madness, and put a little money in to the pot to make it interesting, you might want to include that in your budget!
In most states, the weather is finally warming up.
That means it’s time to shop for warmer weather clothing.
If you have growing kids, this is probably a necessity, but otherwise you might be able to get by with what you already have in your closet.
You are probably gearing up to turn your tax documents in to your accountant, so make sure you budget to pay your accountant, or start saving for any taxes that might be owed.
- Accountant Fees
- Start saving for taxes owed
Related: How to Save 00 Fast
Spring is coming fast! Don’t forget to plan ahead for all the warm weather fun in the next few months.
Don’t forget to start planning for these:
- Easter baskets and outfits
- Mother’s Day and Father’s Day
- Prom and graduation parties
- Summer plans
Also…it’s never too early to start saving for Christmas. Don’t let Christmas become an emergency when December rolls around.
Related: How to have a Debt Free Christmas
Are you ready for these March budget busters?
Make sure you grab the free March budget buster printable from my resource libraryso you can add it to your budget binder and be prepared for everything this month!