Free Guide: Cut Your Expenses

Are you sick and tired of living paycheck to paycheck?

You need this FREE guide to cutting your expenses, so you can use your income to save money and pay off debt!

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padding: 12px 20px;
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.fd-ef-5f42654504be4300267c17ff .ff__footer {
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.fd-ef-5f42654504be4300267c17ff .ff__button {
color: #ffffff;
border: 1px solid #df2f75;
display: inline-block;
padding: 12px 20px;
font-size: 13px;
background: #df2f75;
text-align: center;
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.fd-ef-5f42654504be4300267c17ff .ff__success {
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.fd-ef-5f42654504be4300267c17ff .fd-has-success .ff__success {
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.fd-ef-5f42654504be4300267c17ff .ff__success>*:last-child {
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.fd-ef-5f42654504be4300267c17ff .ff__error {
margin: 10px 0 0 0;
display: none;
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.fd-ef-5f42654504be4300267c17ff .fd-has-error .ff__error {
display: block;
}

.fd-ef-5f42654504be4300267c17ff .ff__error>*:last-child {
margin-bottom: 0;
}

Thank you for subscribing!

Here's what you'll get inside the FREE guide:

REAL LIFE EXAMPLES TO CUT YOUR EXPENSES IN EVERY CATEGORY

IDEAS TO SAVE MONEY ON FOOD, HOUSING, UTILITIES, AND TRANSPORTATION

HOW TO SAVE MONEY WITH KIDS (INCLUDING HOLIDAYS, TRAVEL, CLOTHING)

CONTENTMENT & GRATITUDE IDEAS TO LOVE WHAT YOU ALREADY HAVE

LEARN HOW TO CONTROL YOUR MISCELLANEOUS SPENDING

IDEAS TO SAVE MONEY ON INSURANCE, HEALTH EXPENSES, AND MORE!

Send me my FREE expense cutting guide!

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}

.fd-ef-5f42654504be4300267c17ff button::-moz-focus-inner,
.fd-ef-5f42654504be4300267c17ff [type=”button”]::-moz-focus-inner,
.fd-ef-5f42654504be4300267c17ff [type=”reset”]::-moz-focus-inner,
.fd-ef-5f42654504be4300267c17ff [type=”submit”]::-moz-focus-inner {
padding: 0;
border-style: none;
}

.fd-ef-5f42654504be4300267c17ff input[type=”radio”],
.fd-ef-5f42654504be4300267c17ff input[type=”checkbox”] {
padding: 0;
box-sizing: border-box;
}

.fd-ef-5f42654504be4300267c17ff input[type=”date”],
.fd-ef-5f42654504be4300267c17ff input[type=”time”],
.fd-ef-5f42654504be4300267c17ff input[type=”datetime-local”],
.fd-ef-5f42654504be4300267c17ff input[type=”month”] {
-webkit-appearance: listbox;
}

.fd-ef-5f42654504be4300267c17ff textarea {
resize: vertical;
overflow: auto;
}

.fd-ef-5f42654504be4300267c17ff fieldset {
border: 0;
margin: 0;
padding: 0;
min-width: 0;
}

.fd-ef-5f42654504be4300267c17ff legend {
color: inherit;
width: 100%;
display: block;
padding: 0;
font-size: 2.0999999999999996rem;
max-width: 100%;
line-height: inherit;
white-space: normal;
margin-bottom: 0.7rem;
}

.fd-ef-5f42654504be4300267c17ff progress {
vertical-align: baseline;
}

.fd-ef-5f42654504be4300267c17ff [type=”number”]::-webkit-inner-spin-button,
.fd-ef-5f42654504be4300267c17ff [type=”number”]::-webkit-outer-spin-button {
height: auto;
}

.fd-ef-5f42654504be4300267c17ff [type=”search”] {
outline-offset: -2px;
-webkit-appearance: none;
}

.fd-ef-5f42654504be4300267c17ff [type=”search”]::-webkit-search-cancel-button,
.fd-ef-5f42654504be4300267c17ff [type=”search”]::-webkit-search-decoration {
-webkit-appearance: none;
}

.fd-ef-5f42654504be4300267c17ff ::-webkit-file-upload-button {
font: inherit;
-webkit-appearance: button;
}

.fd-ef-5f42654504be4300267c17ff output {
display: inline-block;
}

.fd-ef-5f42654504be4300267c17ff summary {
display: list-item;
}

.fd-ef-5f42654504be4300267c17ff template {
display: none;
}

.fd-ef-5f42654504be4300267c17ff [hidden] {
display: none !important;
}

html.fd-ef-5f42654504be4300267c17ff,
html.fd-ef-5f42654504be4300267c17ff body {
width: 100%;
height: 100%;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control {
width: 100%;
display: block;
outline: none;
box-shadow: none;
transition: all 0.4s;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control:focus {
outline: none;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control::-webkit-input-placeholder {
color: inherit;
opacity: 1;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control::-webkit-input-placeholder,
.fd-ef-5f42654504be4300267c17ff .fd-form-control::-moz-placeholder,
.fd-ef-5f42654504be4300267c17ff .fd-form-control:-ms-input-placeholder,
.fd-ef-5f42654504be4300267c17ff .fd-form-control::placeholder {
color: inherit;
opacity: 1;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-description {
margin: 5px 0 0 0;
font-size: 0.9em;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-feedback {
margin: 5px 0 0 0;
font-size: 0.9em;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group {
margin: 0 0 1.5rem;
position: relative;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-feedback,
.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-check {
color: #02dba8 !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-control {
color: #02dba8 !important;
border-color: #02dba8 !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-feedback {
display: block;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-feedback,
.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-check {
color: #eb3d3b !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-control {
color: #eb3d3b !important;
border-color: #eb3d3b !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-feedback {
display: block;
}

.fd-ef-5f42654504be4300267c17ff .fd-btn {
cursor: pointer;
display: inline-flex;
box-shadow: none;
text-align: center;
transition: all 0.4s;
align-items: center;
text-shadow: none;
white-space: normal;
justify-content: center;
text-decoration: none;
}

.fd-ef-5f42654504be4300267c17ff .fd-btn.disabled,
.fd-ef-5f42654504be4300267c17ff .fd-btn:disabled {
opacity: 0.8;
}

.fd-ef-5f42654504be4300267c17ff .fd-btn p {
margin: 0;
}

.fd-ef-5f42654504be4300267c17ff .ff__root {
background: #ffffff;
}

.fd-ef-5f42654504be4300267c17ff .ff__container {
margin: 0 auto;
max-width: 1170px;
background: #ffffff;
}

.fd-ef-5f42654504be4300267c17ff .ff__form {
color: #333333;
width: 100%;
margin: 0;
padding: 30px;
font-size: 16px;
text-align: center;
font-family: Helvetica, sans-serif;
font-weight: 300;
line-height: 1.6;
letter-spacing: 0.1px;
text-transform: none;
}

.fd-ef-5f42654504be4300267c17ff .ff__title {
color: #000000;
width: 100%;
margin: 0 0 25px;
display: block;
font-size: 37px;
text-align: center;
font-family: Helvetica, sans-serif;
font-weight: 700;
line-height: 1;
letter-spacing: 0px;
text-transform: none;
}

.fd-ef-5f42654504be4300267c17ff .ff__title p {
margin: 0;
}

.fd-ef-5f42654504be4300267c17ff .ff__subtitle {
width: 100%;
margin: 0 0 30px;
display: block;
}

.fd-ef-5f42654504be4300267c17ff .ff__subtitle p {
margin: 0;
}

.fd-ef-5f42654504be4300267c17ff .fd-has-success .ff__fields {
display: none;
}

.fd-ef-5f42654504be4300267c17ff .ff__fields .fd-form-group {
margin-bottom: 10px;
}

.fd-ef-5f42654504be4300267c17ff .ff__fields .fd-form-group:last-child {
margin-bottom: 0;
}

.fd-ef-5f42654504be4300267c17ff .ff__grid {
margin: -10px -5px 0;
display: flex;
flex-wrap: wrap;
justify-content: center;
}

.fd-ef-5f42654504be4300267c17ff .ff__cell {
margin: 10px 0 0 0;
padding: 0 5px;
flex-grow: 1;
max-width: 250px;
min-width: 140px;
flex-basic: 0%;
flex-shrink: 0;
}

@media (max-width: 575px) {
.fd-ef-5f42654504be4300267c17ff .ff__cell {
flex: 0 0 100%;
max-width: 100%;
}
}

.fd-ef-5f42654504be4300267c17ff .ff__control {
color: #000000;
border: 1px solid #dddddd;
height: 46px;
display: block;
padding: 12px 20px;
font-size: 13px;
background: transparent;
text-align: left;
font-family: Helvetica, sans-serif;
font-weight: 400;
line-height: 20px;
border-radius: 0px;
letter-spacing: 0.1px;
text-transform: none;
}

.fd-ef-5f42654504be4300267c17ff .ff__footer {
flex: 0 0 auto;
padding: 0 5px;
margin-top: 10px;
}

@media (max-width: 575px) {
.fd-ef-5f42654504be4300267c17ff .ff__footer {
margin-top: 25px;
}
}

.fd-ef-5f42654504be4300267c17ff .ff__button {
color: #ffffff;
border: 1px solid #df2f75;
display: inline-block;
padding: 12px 20px;
font-size: 13px;
background: #df2f75;
text-align: center;
font-family: Helvetica, sans-serif;
font-weight: 400;
line-height: 20px;
border-radius: 0px;
letter-spacing: 0.1px;
text-transform: none;
}

.fd-ef-5f42654504be4300267c17ff .ff__success {
display: none;
}

.fd-ef-5f42654504be4300267c17ff .fd-has-success .ff__success {
display: block;
}

.fd-ef-5f42654504be4300267c17ff .ff__success>*:last-child {
margin-bottom: 0;
}

.fd-ef-5f42654504be4300267c17ff .ff__error {
margin: 10px 0 0 0;
display: none;
}

.fd-ef-5f42654504be4300267c17ff .fd-has-error .ff__error {
display: block;
}

.fd-ef-5f42654504be4300267c17ff .ff__error>*:last-child {
margin-bottom: 0;
}

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html.fd-ef-5f42654504be4300267c17ff {
font-size: 10px;
font-family: sans-serif;
line-height: 1.15;
-ms-overflow-style: scrollbar;
-ms-text-size-adjust: 100%;
-webkit-text-size-adjust: 100%;
-webkit-tap-highlight-color: rgba(0, 0, 0, 0);
}

.fd-ef-5f42654504be4300267c17ff *,
.fd-ef-5f42654504be4300267c17ff *::before,
.fd-ef-5f42654504be4300267c17ff *::after {
box-sizing: border-box;
}

.fd-ef-5f42654504be4300267c17ff body {
margin: 0;
}

.fd-ef-5f42654504be4300267c17ff [tabindex=”-1″]:focus {
outline: none !important;
}

.fd-ef-5f42654504be4300267c17ff hr {
height: 0;
overflow: visible;
box-sizing: content-box;
}

.fd-ef-5f42654504be4300267c17ff h1,
.fd-ef-5f42654504be4300267c17ff h2,
.fd-ef-5f42654504be4300267c17ff h3,
.fd-ef-5f42654504be4300267c17ff h4,
.fd-ef-5f42654504be4300267c17ff h5,
.fd-ef-5f42654504be4300267c17ff h6 {
margin-top: 0;
margin-bottom: 0.7em;
}

.fd-ef-5f42654504be4300267c17ff p {
margin-top: 0;
margin-bottom: 1rem;
}

.fd-ef-5f42654504be4300267c17ff abbr[title],
.fd-ef-5f42654504be4300267c17ff abbr[data-original-title] {
cursor: help;
border-bottom: 0;
-webkit-text-decoration: underline dotted;
text-decoration: underline dotted;
}

.fd-ef-5f42654504be4300267c17ff address {
font-style: normal;
line-height: inherit;
margin-bottom: 1.4rem;
}

.fd-ef-5f42654504be4300267c17ff ol,
.fd-ef-5f42654504be4300267c17ff ul,
.fd-ef-5f42654504be4300267c17ff dl {
margin-top: 0;
margin-bottom: 1.4rem;
}

.fd-ef-5f42654504be4300267c17ff ol ol,
.fd-ef-5f42654504be4300267c17ff ul ul,
.fd-ef-5f42654504be4300267c17ff ol ul,
.fd-ef-5f42654504be4300267c17ff ul ol {
margin-bottom: 0;
}

.fd-ef-5f42654504be4300267c17ff dt {
font-weight: bolder;
}

.fd-ef-5f42654504be4300267c17ff dd {
margin-left: 0;
margin-bottom: 0.7rem;
}

.fd-ef-5f42654504be4300267c17ff blockquote {
margin: 0 0 1.4rem;
}

.fd-ef-5f42654504be4300267c17ff dfn {
font-style: italic;
}

.fd-ef-5f42654504be4300267c17ff b,
.fd-ef-5f42654504be4300267c17ff strong {
font-weight: bolder;
}

.fd-ef-5f42654504be4300267c17ff small {
font-size: 80%;
}

.fd-ef-5f42654504be4300267c17ff sub,
.fd-ef-5f42654504be4300267c17ff sup {
position: relative;
font-size: 75%;
line-height: 0;
vertical-align: baseline;
}

.fd-ef-5f42654504be4300267c17ff sub {
bottom: -0.25em;
}

.fd-ef-5f42654504be4300267c17ff sup {
top: -0.5em;
}

.fd-ef-5f42654504be4300267c17ff a {
color: #000000;
text-decoration: none;
background-color: transparent;
-webkit-text-decoration-skip: objects;
}

.fd-ef-5f42654504be4300267c17ff a:hover {
color: #4396fd;
text-decoration: none;
}

.fd-ef-5f42654504be4300267c17ff pre,
.fd-ef-5f42654504be4300267c17ff code,
.fd-ef-5f42654504be4300267c17ff kbd,
.fd-ef-5f42654504be4300267c17ff samp {
font-size: 1em;
font-family: monospace;
}

.fd-ef-5f42654504be4300267c17ff pre {
overflow: auto;
margin-top: 0;
margin-bottom: 1.4rem;
}

.fd-ef-5f42654504be4300267c17ff figure {
margin: 0 0 1.4rem;
}

.fd-ef-5f42654504be4300267c17ff img {
border-style: none;
vertical-align: middle;
}

.fd-ef-5f42654504be4300267c17ff svg:not(:root) {
overflow: hidden;
}

.fd-ef-5f42654504be4300267c17ff a,
.fd-ef-5f42654504be4300267c17ff area,
.fd-ef-5f42654504be4300267c17ff button,
.fd-ef-5f42654504be4300267c17ff [role=”button”],
.fd-ef-5f42654504be4300267c17ff input,
.fd-ef-5f42654504be4300267c17ff label,
.fd-ef-5f42654504be4300267c17ff select,
.fd-ef-5f42654504be4300267c17ff summary,
.fd-ef-5f42654504be4300267c17ff textarea {
touch-action: manipulation;
}

.fd-ef-5f42654504be4300267c17ff label {
display: inline-block;
font-weight: bolder;
margin-bottom: 0.7rem;
}

.fd-ef-5f42654504be4300267c17ff button:focus {
outline: 1px dotted;
}

.fd-ef-5f42654504be4300267c17ff input,
.fd-ef-5f42654504be4300267c17ff button,
.fd-ef-5f42654504be4300267c17ff select,
.fd-ef-5f42654504be4300267c17ff optgroup,
.fd-ef-5f42654504be4300267c17ff textarea {
margin: 0;
font-size: inherit;
font-family: inherit;
line-height: inherit;
}

.fd-ef-5f42654504be4300267c17ff button,
.fd-ef-5f42654504be4300267c17ff input {
overflow: visible;
}

.fd-ef-5f42654504be4300267c17ff button,
.fd-ef-5f42654504be4300267c17ff select {
text-transform: none;
}

.fd-ef-5f42654504be4300267c17ff button,
html.fd-ef-5f42654504be4300267c17ff [type=”button”],
.fd-ef-5f42654504be4300267c17ff [type=”reset”],
.fd-ef-5f42654504be4300267c17ff [type=”submit”] {
-webkit-appearance: button;
}

.fd-ef-5f42654504be4300267c17ff button::-moz-focus-inner,
.fd-ef-5f42654504be4300267c17ff [type=”button”]::-moz-focus-inner,
.fd-ef-5f42654504be4300267c17ff [type=”reset”]::-moz-focus-inner,
.fd-ef-5f42654504be4300267c17ff [type=”submit”]::-moz-focus-inner {
padding: 0;
border-style: none;
}

.fd-ef-5f42654504be4300267c17ff input[type=”radio”],
.fd-ef-5f42654504be4300267c17ff input[type=”checkbox”] {
padding: 0;
box-sizing: border-box;
}

.fd-ef-5f42654504be4300267c17ff input[type=”date”],
.fd-ef-5f42654504be4300267c17ff input[type=”time”],
.fd-ef-5f42654504be4300267c17ff input[type=”datetime-local”],
.fd-ef-5f42654504be4300267c17ff input[type=”month”] {
-webkit-appearance: listbox;
}

.fd-ef-5f42654504be4300267c17ff textarea {
resize: vertical;
overflow: auto;
}

.fd-ef-5f42654504be4300267c17ff fieldset {
border: 0;
margin: 0;
padding: 0;
min-width: 0;
}

.fd-ef-5f42654504be4300267c17ff legend {
color: inherit;
width: 100%;
display: block;
padding: 0;
font-size: 2.0999999999999996rem;
max-width: 100%;
line-height: inherit;
white-space: normal;
margin-bottom: 0.7rem;
}

.fd-ef-5f42654504be4300267c17ff progress {
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}

.fd-ef-5f42654504be4300267c17ff [type=”number”]::-webkit-inner-spin-button,
.fd-ef-5f42654504be4300267c17ff [type=”number”]::-webkit-outer-spin-button {
height: auto;
}

.fd-ef-5f42654504be4300267c17ff [type=”search”] {
outline-offset: -2px;
-webkit-appearance: none;
}

.fd-ef-5f42654504be4300267c17ff [type=”search”]::-webkit-search-cancel-button,
.fd-ef-5f42654504be4300267c17ff [type=”search”]::-webkit-search-decoration {
-webkit-appearance: none;
}

.fd-ef-5f42654504be4300267c17ff ::-webkit-file-upload-button {
font: inherit;
-webkit-appearance: button;
}

.fd-ef-5f42654504be4300267c17ff output {
display: inline-block;
}

.fd-ef-5f42654504be4300267c17ff summary {
display: list-item;
}

.fd-ef-5f42654504be4300267c17ff template {
display: none;
}

.fd-ef-5f42654504be4300267c17ff [hidden] {
display: none !important;
}

html.fd-ef-5f42654504be4300267c17ff,
html.fd-ef-5f42654504be4300267c17ff body {
width: 100%;
height: 100%;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control {
width: 100%;
display: block;
outline: none;
box-shadow: none;
transition: all 0.4s;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control:focus {
outline: none;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control::-webkit-input-placeholder {
color: inherit;
opacity: 1;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-control::-webkit-input-placeholder,
.fd-ef-5f42654504be4300267c17ff .fd-form-control::-moz-placeholder,
.fd-ef-5f42654504be4300267c17ff .fd-form-control:-ms-input-placeholder,
.fd-ef-5f42654504be4300267c17ff .fd-form-control::placeholder {
color: inherit;
opacity: 1;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-description {
margin: 5px 0 0 0;
font-size: 0.9em;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-feedback {
margin: 5px 0 0 0;
font-size: 0.9em;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group {
margin: 0 0 1.5rem;
position: relative;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-feedback,
.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-check {
color: #02dba8 !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-control {
color: #02dba8 !important;
border-color: #02dba8 !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-success .fd-form-feedback {
display: block;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-feedback,
.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-check {
color: #eb3d3b !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-control {
color: #eb3d3b !important;
border-color: #eb3d3b !important;
}

.fd-ef-5f42654504be4300267c17ff .fd-form-group.fd-has-error .fd-form-feedback {
display: block;
}

.fd-ef-5f42654504be4300267c17ff .fd-btn {
cursor: pointer;
display: inline-flex;
box-shadow: none;
text-align: center;
transition: all 0.4s;
align-items: center;
text-shadow: none;
white-space: normal;
justify-content: center;
text-decoration: none;
}

.fd-ef-5f42654504be4300267c17ff .fd-btn.disabled,
.fd-ef-5f42654504be4300267c17ff .fd-btn:disabled {
opacity: 0.8;
}

.fd-ef-5f42654504be4300267c17ff .fd-btn p {
margin: 0;
}

.fd-ef-5f42654504be4300267c17ff .ff__root {
background: #ffffff;
}

.fd-ef-5f42654504be4300267c17ff .ff__container {
margin: 0 auto;
max-width: 1170px;
background: #ffffff;
}

.fd-ef-5f42654504be4300267c17ff .ff__form {
color: #333333;
width: 100%;
margin: 0;
padding: 30px;
font-size: 16px;
text-align: center;
font-family: Helvetica, sans-serif;
font-weight: 300;
line-height: 1.6;
letter-spacing: 0.1px;
text-transform: none;
}

.fd-ef-5f42654504be4300267c17ff .ff__title {
color: #000000;
width: 100%;
margin: 0 0 25px;
display: block;
font-size: 37px;
text-align: center;
font-family: Helvetica, sans-serif;
font-weight: 700;
line-height: 1;
letter-spacing: 0px;
text-transform: none;
}

.fd-ef-5f42654504be4300267c17ff .ff__title p {
margin: 0;
}

.fd-ef-5f42654504be4300267c17ff .ff__subtitle {
width: 100%;
margin: 0 0 30px;
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Shannon-Author-Test

hi! I'm shannon

I’m a wife, mom of three, doctor, and blogger! In 2018, I decided to turn my mom blog, into a personal finance blog so others could follow along on our journey to pay off over HALF a MILLION dollars in student loan and practice start up debt. I hope you enjoy following along, and maybe even find some inspiration along the way.